Getting your finances on track doesn't have to be a solo mission. Simple Budget is a private, offline forecasting tool that projects your balance day by day. No bank connections, no data mining. Just a clear view of your cash.
Financial stress is usually a timing problem, not a spending problem. The bill was on the calendar. The paycheck was scheduled. The balance looked fine right up until it didn't. Simple Budget maps your cash flow, tracking every bill, every paycheck, and every scheduled expense so you can see what's coming before it's too late.
See your actual balance for every future day, not just this month's total. Spot upcoming cash crunches days or weeks out, while you still have room to maneuver.
No bank logins. No data mining. Fully offline. Your financial information is entered manually, backed up locally, and never leaves your device. No cloud sync, no third parties, no tracking.
You stay in control. The app runs the forecast across hundreds of future days so you don't have to think about it. Agency, with a co-pilot watching the road ahead.
From setup to forecast in minutes. Add your recurring bills and income once, and you're set.
Enter your recurring items once: rent, utilities, subscriptions, paychecks. No bank login required.
A scrollable ledger shows your cash position for every upcoming day, color-coded green, amber, and red so tight spots are impossible to miss at a glance.
Skip or reschedule individual bill occurrences, add a savings transfer, adjust your variable spend. Watch the forecast update live.
The free tier covers the full forecasting experience.
Your projected balance for every upcoming day. The full picture, not just this month's total.
Green, amber, and red days at a glance. Cash crunches are obvious without reading a single number.
Tap any day to see every bill, income, and expense hitting that date. Full transparency, always.
Defer a single bill occurrence without touching your whole schedule. The forecast updates instantly.
Add regular savings contributions and watch them reshape your future balance in real time.
Get notified before upcoming bills clear. Fewer surprises, more time to react.
Manual entry, no account required. Works without internet, because your finances are yours alone.
Practical, no-nonsense tips surfaced right in the app: how to read your forecast, when to move money to savings, and more.
One-time unlock. Pay what you want. Not a subscription.
On Android, unlock Pro from inside the app instead. Pricing there is a few fixed one-time tiers rather than pay-what-you-want.
Questions? Feedback?
Simple Budget is built and maintained by a small team, and every message reaches us directly.
Reach out about: bugs or crashes, questions about a purchase, feature ideas, or anything else on your mind.
We read and respond to every message.